What are No Fault Benefits?
What are No Fault Benefits?
If you own a vehicle registered in the State of Michigan, the State requires you to have insurance. This insurance policy entitles you to no fault claims benefits when you are involved in an automobile accident. You are also entitled to these no-fault benefits in many other scenarios that are not strictly automobile collisions – these include, but are not limited to:
- Bicycle accidents
- Pedestrian accidents
- Motorcycle accidents involving automobiles
- Truck accidents
- Accidents when you are a passenger in a vehicle,
- And other accidents involving a motor vehicle
No fault benefits may also include injuries sustained from getting into and out of a car. In these circumstances, you are entitled to receive Michigan no-fault benefits regardless of who was at fault for the accident, though not if you were driving your own uninsured motor vehicle.
Under almost any circumstance when there is an accident involving a motor vehicle, you are entitled to Michigan no fault claims (even if you do not have your own no-fault insurance policy or own a car yourself.).
No Fault benefits include but are not necessarily limited to the following:
- Medical bills related to the accident
- Wage loss up to 85% of your gross lost wages up to a statutory monthly maximum
- Attendant care services such as nursing services
- Household services/replacement services for help around the house
- Medical mileage to and from medically related treatment
- Catastrophic injuries benefits
- Survivor/loss benefits
If you were involved in an auto accident, even if you were at fault or it was a single car accident, please call so that we may determine if you are entitled to No Fault/PIP benefits. This may make a huge difference in your recovered and ability to cover you bills, wage loss and expenses while you recover. Take a look at our No Fault Insurance page to learn how you can start the legal process today!
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