Mindell Law Firm

Pedestrian No Fault Benefits

Pedestrian No Fault Benefits

I was hit by a car as a pedestrian and have no medical insurance, what can I do?

Michigan is a No Fault state, which protects pedestrians in a situation like this.  You will be entitled to No Fault benefits which include such things as life-long medical coverage, lost wages, household services, nursing care if necessary, mileage for medically related treatment and other benefits.  The question is which automobile insurance company pays for that and how do you set it up? The answer depends on your particular situation.  Did you have your own car or live with a relative who owns are car?  Was the other driver insured?  Even if the answer to those questions are both no, you still can get benefits it is just a bit more complicated.

The bottom line is that in most circumstances you will get lifetime medical coverage.  You just might need some help in guiding you as to where and how you get that claim set up.

Please call, we are always more than happy to discuss these matters free of charge.

Many times old clients of our firm contact us to make sure their insurance coverage is adequate.  We are always more than happy to talk to you about your automobile insurance policy.  We may be able to explain some aspects of your policy that you do not understand.  It may help to have an attorney’s perspective on your policy.  Make sure your coverage is what you want and expect.  There is nothing more frustrating than getting into an auto accident and not having the coverage you thought you had.

Please see our no fault/PIP information page for more information on this topic.

You may also be interested to read this information provided my the State of Michigan:  https://www.michigan.gov/documents/cis_ofis_ip202_25083_7.pdf