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How were you injured?
Hurt in an Auto Accident?Your rights under mi law
Have you been hurt in a motor vehicle accident?
Don't rely on YOUR agent or adjuster to tell you what your rights are. Let us tell you your rights under the Michigan Auto No Fault Act.
Get an attorney who is working for YOU.
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How were you injured?
MOTOR VEHICLE ACCIDENT
Bicycle Accidents
Oftentimes automobile drivers do not exercise the caution required when a bicyclist is on the road, and sometimes bicyclist aren't even seen by a driver before there is an accident. When a car hits a bicycle, the injuries can be very severe due to the bicyclist's lack of protection. You (a family member or friend) may have been riding across a street, crosswalk, on a sidewalk, or on the side of a roadway and have been negligently struck by a motor vehicle, if so, it is urgent you contact an attorney who specializes in this area of law.
With some fifty (50) years of representing injury victims, we have dealt with most, if not all, of the insurance companies doing business in Michigan. We have developed a reputation for being fair, honest and aggressive with these insurance companies. Our reputation and our success allow us to obtain great results for our clients.
We recognize that the time during the litigation process can be a very difficult period. We work hard to make your experience as stress-free as possible. We take the time to explain the vehicle accident law of Michigan and any legal proceedings to you, so you feel prepared and comfortable. Being involved in an accident is difficult enough; you certainly don't need your legal experience to add more unnecessary anxiety. Our firm works hard to obtain the best result quickly and efficiently.
Call today at 1-800-963-5595 or email at attorney@mindllfirm.com to speak to one of our experienced and hard-working attorneys. Please remember, there are strict time limits in Michigan in which a claim must be made or filed. Once again, we advise that you contact Mindell, Malin, Kutinsky, Stone & Blatnikoff as soon as possible to make sure all of these complex issues are spotted and addressed.
No-Fault Benefits for Bicyclists
If a bicyclist is hit by an automobile, the injured bicyclist is entitled to get Michigan no-fault benefits regardless of fault. Please read our no-fault insurance benefits section below for more information. There are strict statutes of limitations on filing a claim for bicycle accidents, as well as for making a claim for no-fault benefits. No-fault benefits are very involved and really require an experienced attorney to explain how these benefits are obtained and what no-fault benefits you're entitled to get. That is why it is so important to contact an attorney who specializes in bicycle accidents.
Michigan No-Fault Insurance Benefits
If you own a vehicle registered in the State of Michigan, the State requires you to have insurance. This insurance policy entitles you to get no-fault benefits when you are involved in an automobile accident. You are also entitled to these no-fault benefits in many other scenarios that are not strictly automobile collisions - these include, but are not limited to, bicycle accidents, pedestrian accidents, motorcycle accidents involving automobiles, truck accidents, accidents when you are a passenger in a vehicle, and other accidents involving a motor vehicle. In these circumstances, you are entitled to get Michigan no-fault benefits regardless of who was at fault for the accident, though not if you were driving your own uninsured motor vehicle.
Under almost any circumstance when there is an accident involving a motor vehicle, you are entitled to get Michigan no-fault benefits (even if you do not have your own no-fault insurance policy or own a car yourself).
What Benefits are You Entitled to Get?
There are many different types of benefits that you are entitled to get through the no-fault insurance company.
These benefits include, but are not necessarily limited to:
- Medical Bills
The no-fault insurance company is responsible for paying your medical bills that are related to this accident for the remainder of your lifetime. Of course, these injuries must be caused by the automobile accident or you must suffer an aggravation of a pre-existing medical condition. - Wage Loss
If, as a result of your automobile accident, you are disabled from your work, you are entitled to get wage loss replacement. Wages are paid for up to three years, and are typically 85% of your gross lost wages up to a monthly maximum. - Attendant Care Services
Attendant care services are very similar to nursing services. If you are being provided skilled or unskilled care by a family member, nurse, or any other care provider, benefits are paid by the no-fault insurance company. If your injuries are catastrophic, the insurance company may have to pay for lifetime care for up to 24 hours a day. - Household Services/Replacement Services
If, as a result of your injuries, you are unable to perform various household chores such as cooking, cleaning, yard work, laundry, and any other basic chores around the house, you may be eligible for up to $20 per day in benefits for these household/replacement services. These benefits are paid up to three years. - Medical Mileage
The insurance company has to reimburse you for mileage to and from medically related treatment which results from your accident. - Catastrophic Injuries
In very severe injury cases, the insurance company may have to pay for your home to be modified, or for a nurse/case manager to assist you, or a vehicle or van to be modified so you can travel. There might be other significant benefits you are entitled to receive if you have suffered a severe injury. - Survivor/Loss Benefits
If a loved one dies as a result of an automobile accident, the insurance company may have to pay for funeral expenses and loss of support and service benefits to family members of the deceased individual.
How to Make a Claim for Your No-Fault Benefits
It is extremely important, if you are involved in an accident, that you contact the appropriate no-fault insurance company immediately. Considering the complexity of many no-fault claims, you may want an experienced attorney to represent you on this matter. The following is just some of what must be done as soon as possible after your accident to make sure your rights are protected and we can help:
- Identify the appropriate no-fault carrier
- Initiate contact with the insurance company
- Fill out and submit appropriate paperwork
- Identify the types of claims that can be made
- Obtain necessary medical documentation to submit a claim
- Interact with medical providers to obtain paperwork
- Interact with insurance adjuster about the claim
Time is most definitely of the essence when it comes to setting up a no-fault claim and submitting no fault benefits. In fact, you only have one year to properly submit a claim to the appropriate no-fault insurance company or your claim will be forever barred. You also only have one year to from the date any bill or expense is incurred to submit that bill to the no-fault insurance company or you will lose your right that benefit forever.
If your insurance company does not pay your no-fault benefits, we may have no choice but to file a lawsuit against them. There is a specific period of time in which you must file a lawsuit against your insurance company, or it may bar your ability to get these no-fault benefits.
Why is it Important to Contact an Attorney?
As you can see, Michigan no-fault law gets very complicated quickly, and every accident involving a moving vehicle has its own set of legal issues that must be recognized and addressed. This is why it is important to find an attorney who specializes in Michigan no-fault law. Spotting the issue could be the difference between obtaining a successful recovery or getting nothing at all.
The bottom line is, if you have an automobile accident, it is urgent that you contact an attorney experienced in this area of law as soon as possible. Our firm has handled and won thousands of these types of cases. Only a lawyer with our experience can tell you whether or not you have a case.
OUR CONSULTATIONS ARE ABSOLUTELY FREE*.
*Note: The client always remains responsible for costs and that client has the right to hire an attorney on a basis other than a contingent fee.
(800) 963-5595, (248) 353-5595, fax: (248) 948-6677
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We have complete state of Michigan coverage with 4 offices in the Detroit area:
Southfield
Madison Heights
Westland
Flint
We will come to your HOME or OFFICE for a convenient appointment. We meet our clients Statewide including: Port Huron, Saginaw, Grand Rapids, Lansing, Monroe, Ann Arbor, Jackson, Warren, Bay City, Lincoln Park and Sterling Heights.
